I have $16,000-$17,000 of debt currently and I’m scared. I want to be debt free, but I’m so afraid of all of the extra I will have to do to make this goal happen. I’m willing to do it, but also not fully prepared for the changes I will have to make to get out of debt. I really regret fear shopping after my last breakup. This was the catalyst that led me to increase my spending(retail therapy).